We offer a unique facility where investors can offer their loan parts for sale, more information can be found here What if I change my mind or want to release capital before the loan is repaid?.
However, it must be noted that selling a loan part on the secondary market relies on another investor buying that loan part. Although loan parts can sale within days, we cannot guarantee timescales or delays.
The secondary market operates on a supply and demand basis so there is never a guarantee of a sale, please note that the lack of liquidity is not unusual, and is normally part of a natural cycle. Indeed, it happens in most other investment classes, with liquidity of corporate and government bonds a good example, where an over-supply of one – most typically government bonds and the more liquid and easier to buy and sell – can reduce demand for bonds issued by a company, which are typically less liquid, so investors have more difficulties in buying and selling them.
Loans that are closer to maturity can have an increased risk to your capital. Please see What happens to interest when I put a loanpart up for sale? for more information. Moreover, if a loan part is offered for sale and then the sale of the loan part is cancelled, investors will only earn interest again from the point you cancel the sale.