There maybe a couple of reasons why your account has not been credited with your expected monthly interest.
1. The loan you have an investment in may have exceeded its repayment date or the loan may be in default. Therefore, this could be the reason for the discrepancy in interest on your account.
Please note that once the loan has exceeded its repayment date, interest will not be credited and will only accrue on your account. Interest will only be credited to your account when, for example, the sale of the security completes.
For more information regarding this please click here.
2. The borrower has repaid their loan. Therefore, your initial investment has been returned to your Lendy account marked on your transactions as 'Capital Repayment'. Interest will only be paid up until the repayment date.
3. When you put a loan up for sale on the Available Loans market you will cease to earn interest on that loan at the point at which you list it for sale, while the loan part is offered for sale the interest will go to Lendy as a fee for operating the secondary market. For more information regarding this please click here.