Pre-funding allows you to guarantee an allocation in each loan you choose to invest in, from the pipeline. As an investor you can either choose a default investment amount (to cover every new loan) or choose an investment amount for each specific loan. The pre-funding amount that you choose, is the maximum that will automatically be invested for you.
Introduction of variable pre-funding
We have introduced a new pre-funding model. Known as ‘Variable pre-funding’, the new model enables investors to set separate pre-funding levels for new pipeline loan rates (between 7 % and 12% per annum). This will provide lenders with opportunities to set different levels for different loans, giving more investment flexibility.