We treat credit risk and financial fraud with paramount importance, this is at the heart of what we do.
All borrowers are subject to a stringent due diligence check carried out by our experienced underwriting team. We conduct numerous separate checks to limit credit risk through a 30-stage checking process. We only lend when we believe the borrower will meet their repayment obligations.
We also make use Trace Smart and Creditsafe, which are two of the leading UK fraud detection systems. These systems provide access to a centralised database that cross-references borrower information across their network of participant members.
Please see our information on Managing Risk here.