What is Lendy's current non-performing loan rate? April 18, 2018 15:11 Updated Follow Lendy's current non-performing loan rate is 10%, which is in line with the P2P sector average. * As from 17/04/2018. Related articles What happens to my investment if Lendy goes out of business? If a loan does become non-performing, how long will it take me to get my money back? When do you consider a loan to be ‘non-performing’? What action do you take upon non-performing loans? Where can I find a copy of your non-performing loan policy?