If you are new to the platform, the process for investing with us is simple, with two options available to you.
Your first option is pre-funding. As a platform feature you can pre-fund pipeline loans, which you can view under Loans, then Pipeline Loans. The Pipeline is a way that you can select investments that you would like to invest in before they go live. The best way to invest is to select a desired pre-funding level from the loans on the Pipeline Loans page. This means that when a pipeline loan goes live you will be allocated an investment in this loan. You do not need to have funds on the account to set pre-funding levels. When the loan goes live you will then have 24hrs to transfer the balance to Lendy.*
The second method is via the secondary market, commonly known as the SM. You can view what is available via the Available Loans tab. On here you can invest into existing live loans, and see how many days the loan has left to run, the Loan to Value (LTV) and much more. In order to invest, all you have to do is click onto the loan you are interested in and enter how much you would like to invest.
Please also view our quick guide to getting started video which shows how our P2P platform works and how to deposit funds into your account.
*Please note however we are moving towards cash preferencing, which will give priority to investors which have pledged and transferred funds to the platform.