Why do your interest rates vary?

In order to get a balance between supply of loans and investor appetite, we offer varying rates to cater for varying investors. We will vary the offered interest rates on a multitude of factors including Loan to Value, location, borrower history, exit strategy and probable demand. We cannot comment on what interest rates will be offered as each loan will be priced separately but we can confirm they will still be very attractive on a risk adjusted basis. The reduction in interest on some loans should result in more loans coming through the pipeline. This will result in more investment funds being deployed more of the time leading to an overall increase in earnings.