Is my lending guaranteed? April 16, 2019 09:03 Updated Follow No. Lending through a P2P platform is not risk-free and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles Where is the risk? When the borrower repays the loan, what happens to the capital? Why can't Lendy disclose any further information on loans being dealt with by our legal department? What is your debt recovery strategy? What return can I expect?