Is my lending guaranteed? January 03, 2020 14:41 Updated Follow Pre-administation Text No. Lending through a P2P platform is not risk-free and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles How do I withdraw funds from my account? What happens to my lending if I die? Should I seek professional advice regarding investments? When the borrower repays the loan, what happens to the capital? Where can I find updates on the Lendy Limited administration and loan recoveries process?