Is my investment guaranteed? November 09, 2017 08:20 Updated Follow No. Investing in our loans is not a risk-free investment and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles What is the P2P Independent Forum? How to buy loans on the Secondary Market? What is the pre-funding facility on my account? Should I seek professional advice regarding investments? When the borrower repays the loan, what happens to the capital?