Is my investment guaranteed? November 09, 2017 08:20 Updated Follow No. Investing in our loans is not a risk-free investment and Lendy does not guarantee that your capital will be returned. Please see our information on Managing Risk here. Related articles How long are my funds committed for? What happens to my investments if I die? Should I seek professional advice regarding investments? When the borrower repays the loan, what happens to the capital? Do you offer an ISA or IFISA?